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About Us
We are proud of our history, growth and ability to adapt to the ever-changing needs of our members and the people who live and work in our community. We're passionate about helping others live a more prosperous life and giving back to the people of southern California.
The Northgate National Bank Story
Northgate National Bank is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Northgate National Bank Cares community events and our non-profit, the Northgate National Bank Cares Foundation.
Today, Northgate National Bank has grown to more than $3.6 billion in assets, serving more than 200,000 members with 26 branches, 60 shared branch locations, online and mobile banking and 30,000 fee-free ATM's nationwide. Our membership is open to anyone who lives, works or worships in San Diego or Riverside counties. We offer the same products and services as the big or local banks, but with a lot more added value. Being a member gives you access to exclusive offers, special perks, budgeting and saving programs and low rates that are unique to us.
Since the beginning, our vision has been to foster a culture of service and commitment to our community that our members could be proud of. Our employees come from a diverse background and we value the unique qualities each team member brings to the table. It’s gratifying to see that in a space of decades, our members have shared in our mission of giving back and helping to contribute thousands of volunteer hours each year, providing in-kind services and supporting local schools, charities and non-profits.
We’re passionate about providing valuable resources and tools to our members in order to help them achieve financial prosperity. Helping people is in our DNA and we enjoy giving our time in and out of the office to help and educate people. Collectively, we are Northgate National Bank and we’re here to make your life simpler, happier and more prosperous.
Our Why
Money management, saving for life's big moments and planning for the future are not always simple. We're passionate about making this easier for our members so they will achieve financial success and live a prosperous life. Our mission of providing exceptional and caring service extends beyond our Northgate National Bank family and membership and into the lives of those we live and work with, because we believe giving back will have a lasting impact on our community.
Our People
The dedicated volunteers that make up our Board of Directors and Supervisory Committee offer their knowledge, leadership and vision to promote the mission of Northgate National Bank. As a Board member, duties include: setting policies to direct the general management of the affairs, funds, and records of the credit union in compliance with its bylaws and government regulations. Our Supervisory Committee is responsible for monitoring Board policy implementation, regulatory compliance, and accurate record maintenance.
Officers
Todd Lane, President and CEO
Matt Ficco, Chief Financial Officer
Rick Knott, Chair
Warren Ruis, Secretary of the Board
Board Of Directors
Rick Knott, Chair
Steve McMahon, Vice Chair
Warren Ruis, Secretary
Ron Villa, Former Chair
Meisha Sherman, Director
Barbara Brooks, Director
Jay Shepard, Director
Lan Nguyen, Director
Monte Jones, Associate Board Member
Yen Tu, Associate Board Member
Supervisory Committee
Dennis McGrath, Chair
Jennifer Summers, Secretary
Ross White, Supervisory Comm Member
Mary Jean Del Campo, Supervisory Comm Member
Laura Wirick, Supervisory Comm Member
Monica Chihwaro, Associate Supervisory Comm Member
Senior Leadership Team
Todd Lane, President and CEO
Kathy Cady, Chief Operating Officer
Matt Ficco, Chief Financial Officer
Mitzi Zarcone, Chief Lending Officer
Vasu Sambasivam, Chief Information Officer
Kellen Gill, Chief Audit and Risk Officer
Annual Report
Your Trusted Financial Partner
Northgate National Bank is proud to share that we had another successful, productive year, allowing us to continue to provide exceptional service to our members and give back to the communities we serve. You can view our complete Annual Report digitally by clicking the link below.
Coaching
Financial Wellness
From one-on-one coaching to monthly workshops on relevant topics with certified financial advisers, Northgate National Bank values providing free financial education to our members.
Don't be a stranger, we're your neighbor
Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart.